Motor Trade
We have over 30 years’ experience arranging a wide variety of cover for motor trade businesses such as vehicle purchasers and retailers, mechanics and electricians, car valeters and other specialist trades.

Giles is the recommended broker for a number of motor trade associations, including the Scottish Motor Trade Association (SMTA) and the Vehicle Builders and Repairs Association (VBRA).
Our experienced, specialist team can search among some of the UK’s leading insurance companies to find the right cover for your business, at a competitive price. You can even source all your protection in one go, with easy-to-understand premiums and flexible payment options.
And because we’re specialists, we understand the very particular risks you may face. The nature of your business, and the high value of the vehicles you work with, introduce the risks of arson, malicious damage, theft, burglary, injury, exposure to accusations of defective workmanship, and more.
Your cover could include the following and more:
Key covers
- Material damage insurance
- Road-risk cover
- Defective workmanship insurance
- Directors’ & officers’ cover
- Professional & products indemnity insurance
- Employers’ liability insurance
- Business interruption cover
- Offices & premises insurance
- Demonstration cover
- Legal expenses cover.
Target markets
- Vehicle retailers
- Mechanical repairs
- Bodyshops
- Recovery operators
- Tyre dealerships.
Relevant exclusions
A full list of benefits , exclusions and limitations is available on request.
Find out more about our Motor Trade offering by contacting us using the form above, or calling us today