General contractors

Our general package of insurance, also known as 'per capita' or tradesman's liability insurance, contains the main covers you need to protect yourself as a contractor running a business with 10 employees or less.

Any accident, mistake or oversight you make could result in injury to you, your employee or a member of the public or their property—that is why contractors run the risk of being sued. Recovering from an injury, or defending an action against you, could seriously affect your business. 

Should you require something a little different, we can compare the cover available from a wide range of insurance companies to arrange appropriate liability insurance that meets your needs. Thanks to our strong relationships with these insurers, you’ll benefit from some exclusive deals, competitive premiums and a fast, efficient service.

Your cover could include the following:

Key covers 

• High-risk liability cover
• Contractors all-risks insurance
• General contractors’ binder
• Excess-of-loss cover
• Capita Plus insurance
• CAD equipment and drawings

 We also offer a range of additional covers. Please contact us for a full list.

Relevant exclusions

Exclusions or limitations apply.

Find out more about our General Contractors offering by contacting us using the form above, or calling us today.